Thursday, July 10, 2014

Tanzania court adjourns Sim tax case to 31 October. 2013

Wednesday 23 October 2013 | 11:56 CET | News
 
Tanzania's High Court has adjourned the case filed by the Tanzania Consumer Advocacy Society (TCAS) and mobile operator against the TZS 1,000 Sim tax imposed by the government to 31 October. On 09 October, the court allowed mobile operators to join TCAS in a petition lodged against the tax, the Daily News reported.

TCAS asked the court to nullify the legislation passed by the parliament requiring every mobile user to pay a TZS 1,000 monthly tax, claiming that the majority of phone users in the country cannot afford the amount. According to the petition, the legislation goes against the country's mother law and especially the right to information.

Entrepreneurs in Dar es Salaam have been given training on financial services and investment

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By Hudson Kazonta, Dar es Salaam, Tanzania

Entrepreneurs in Dar es Salaam have been given training on financial services and investment, aimed at helping them increase their investment and proper management of finance in their daily activities.
The event, run over four days, was held at Mnazi Mmoja’s grounds. Zantel, through its EzyPesa brand, partnered with Neubrand Event Company to make sure the campaign succeeded.

The event was organized jointly by Nuebrand Events Limited, the Centre for Microfinance Enterprise Development, Tanzania Private Sector Foundation, Tanzania Consumers Advocacy Society (TCAS) and Tanzania Microfinance Association.

Speaking at the launch of the event, Zantel Chief Commercial Officer, Sajid Khan, said his company recognized how innovative telecommunications solutions have the power to transform communities.
“Employment is a rare commodity in the country-leading majority of Tanzanians opting to become entrepreneurs to make ends meet, thus Zantel has taken keen interest in this group” he said.

Ezano Mabonde, Deputy Director at Prime Minister’s Office, said the government commends all the organizers of the event as business training is very important to entrepreneurs, and many studies suggest they are denied these rare opportunities.

He said all players in the financial sector, including banks, insurance firms, social security institutions and mobile money operators as well as supporting institutions such as regulators, stock brokers, investment promoters and many others, are involved, offering free financial services.

Sugar cartel blamed for abnormally high prices


Dar es Salaam:  Consumers want authorities to probe monopolistic tendencies in the sugar supply in the country, which keep prices higher than normal, hurting the low income earners the most. The Executive Director of the Tanzania Consumer Advocacy Society, Mr Bernard Kihiyo, said the possibility of a cartel is high because the sugar supply business is controlled by a few powerful, food trading firms.
“There are only five major dealers allowed to purchase sugar in bulk and distribute it to wholesale traders. These dealers, according to allegations, collude to fix prices. Now this issue needs to be probed,” he said.
Despite the government efforts to allow duty-free importation of sugar to bridge the supply gap sugar prices keep on increasing. Retail sugar prices in the major urban centres in the country currently range between Sh1,800 and Sh2,000 and could reach Sh2,500 per kilo in remote areas. Wholesale prices range between Sh85,000 and Sh90,000 for a 50kg bag.
Consumers say this is still too high and should have had a bigger difference margin than that of Sh2,000 for retail and Sh5,000 for wholesale had the prices been free-float .The Fair Competition Commission (FCC) also agrees that a cartel in sugar business in the country is a possibility but it cannot intervene.
A senior official who requested for anonymity because he is not the spokesperson of the Commission said price fixing could be a result of inadequate laws that guide the sector, and which vest the Sugar Board of Tanzania (SBT) with too much powers to appoint suppliers.
As the SBT is the regulator in the sector the FCC has no mandate whatsoever to intervene. Efforts to find the director general of FCC to clarify the issue proved futile. But in a prompt response the SBT said the problem is inadequate sugar production in the country, which cannot meet demands.
“In simple economics sugar prices cannot decline in a situation where demand exceeds production, and hence, supply. And to make matters worse, our neighbours face chronic sugar deficits that have fuelled smuggling across the borders. It is too early to speak of cartels,” said SBT project manager Mr Abdul Mwankemwa.
The annual sugar demand is about 480,000 tonnes against production of about 300,000 tonnes. Sugar factories, on the other hand, complain that the collusion in the supply business has most often created artificial shortages and dictated how much sugar the factories can sell in the local market. 
The factories say they cannot sell their stock because the market is oversaturated with cheap, imported sugar, which, unfortunately does not retail below Sh1,800 and Sh2,500 a kilo.
According to FCC the Sugar Industry Act No 26 of 2001, which established the Sugar Board of Tanzania (SBT) as an autonomous regulatory authority under the Ministry of Agriculture, Food Security and Cooperatives provided loopholes that lead to monopolistic tendencies within the sugar market.
This is because the law gives the powers only to SBT to appoint main sugar distributors and importers, but lack of capacity to oversee their activities oblige them to deal with only a few players. Mr Kihiyo urges the government to look at the law to ensure it helps in boosting competition in the sector.
Tabling the 2012/13 budget in Parliament last week the minister for Agriculture, Food Security and Co-operatives, Mr Christopher Chiza said in the 2011/12 financial year the country had a shortage of 117,945 tonnes of sugar forcing the prices to rise up to an average of Sh2,500 per kg until June this year. Despite the government’s directive to dealers to import 200,000 tonnes of sugar still the retail prices of sugar ranged between Sh1,800 and Sh2,500 in the country.

According to him, the major solution is to encourage more investments in the sugar sub-sector for guaranteeing fair prices. The executive secretary of Tanzania Sugarcane Growers Association (Tasga), Sam Msimbira on his part blames spiraling inflation and power problems for higher sugar prices. Tanzania has four sugar production companies – Kilombero, Mtibwa, TPC and Kagera.

SOURCE Bernard Kihiyo Executive Director - TCAS

Research by the World Bank on responsible finance in Tanzania

If you what to read a report on the research conducted by the World Bank on ''responsible finance in Tanzania'' kindly follow this link



AFRICAN DIALOGUE PRINCIPLES ON COOPERATION IN CONSUMER PROTECTION ENFORCEMENT



On September 10 -12, 2013, agencies responsible for enforcing consumer protection and related laws in 20 countries, having worked together in connection with the African Consumer Protection Dialogue (“African Dialogue”), met in Livingstone, Zambia, to address enforcement cooperation on consumer protection matters. 

Misleading advertising, fraud, illegal spam, and other unfair and deceptive commercial practices undermine the integrity of both domestic and global markets, to the detriment of businesses and consumers, and undermine consumer confidence in those markets.

The enforcement challenges that exist go beyond national frontiers.  Cooperation between public authorities responsible for the enforcement of consumer protection laws is essential to fight such practices. Moreover, cooperation between consumer agencies and criminal enforcement agencies on matters of mutual concern, such as fraud, also helps protect consumers against such practices.

A. Representatives of the participating agencies listed below are government or public agencies with investigative and/or enforcement authority, whether civil, criminal, or administrative, to enforce some or all consumer protection laws in their respective countries.Consumer protection laws here means laws against misleading advertising, fraud, spam, and other unfair and deceptive commercial practices affecting consumers.  The participating agencies may also have enforcement authority in other areas, such as competition, product safety, and food safety.

B. The participating agencies recognize that with respect to the enforcement of consumer protection laws, it is in their common interest:

1.   To have the authority and discretion to cooperate on appropriate investigations and cases, both those involving domestic practices targeting foreign consumers and those involving foreign practices targeting domestic consumers;

2.   To encourage communication, coordination, and reciprocal exchange of information and expertise among the participating agencies;

3.   To have amongst the authorities in each country the ability to obtain evidence to investigate and take action in a timely manner against consumer protection law violations;

4.   To each examine their respective laws to identify obstacles to effective cross-border co-operation;

5.   To promote a better understanding by all participating agencies of economic and legal issues relevant to such enforcement; and

6.   To inform each other of developments in their respective countries that relate to these Principles.

C. In furtherance of these common interests, the participating agencies further recognize the value of working together:

1.   to prioritize the most serious problems for coordinated action;

2.   to exchange information and evidence, including complaint information, with other participating agencies in appropriate particular investigations and enforcement matters;

3.   to provide investigative assistance in appropriate cases, including obtaining evidence under the Participants’ respective legal authorities, on behalf of another participating agency;

4.   to designate a contact point within each participating agency to further enforcement communication as part of an African Dialogue joint enforcement committee;

5.   to identify a contact point for a criminal enforcement authority within each country with a participating agency, if such authority is not already itself a participating agency;

6.   to participate in periodic teleconferences of the joint enforcement committee to discuss ongoing and future opportunities for cooperation, capacity building, training, staff exchanges, and best practices for consumer protection enforcement;

7.   to explore systematic complaint and trend sharing;

8.   to periodically review of the impact of these Principles, and when appropriate, consider additions and modifications.

D. In connection with the sharing of information and evidence, participating agencies cooperating with each other recognize the value, to the fullest extent possible and consistent with applicable laws, of:

1.   maintaining the confidentiality of information shared , and the existence of any investigation to which the shared information relates, when requested to do so by the other agency;

2.   using the information only for official purposes, and for the purposes agreed to with the other agency;

3.   retaining the information shared only for so long as is reasonably required to fulfill the purpose for which it was shared, or is required by the laws of the country of the participating agency receiving the information; and

4.   communicating to a participating agency with which they are cooperating any limits placed on their ability to cooperate in accordance with these Principles.

F. Participating agencies are expected to give at least 30 days prior written notice to the other agencies if they no longer intend to work towards cooperation consistent with these Principles. Other authorities are also invited to endorse these Principles.

G. The participating agencies recognize that nothing in these Principles is intended to:

1.   Create binding obligations, or affect existing obligations, under international or domestic law.

2.   Prevent a participating agency from seeking assistance from or providing assistance to the other participating agencies pursuant to other agreements, arrangements, or practices.

3.   Affect any right of a participating agency to seek information on a lawful basis from a Person located in the territory of another participating agency's country, or preclude any individual or entity from voluntarily providing legally obtained information to a participating agency.

4.   Create a commitment that conflicts with any participating agency’s national laws, court orders, or any applicable international legal instruments.

5.   Create expectations of cooperation beyond a participating agency's jurisdiction, or suggest that each participating agency already has the legal authority to act in accordance with every Principle above.

 Participating agencies (List to be updated and modified):
           
Angola National Institute of Consumer Protection
Botswana Competition Authority
Botswana Department of Trade and Consumer Affairs, Ministry of Trade and Industry
Cape Verde Consumer Defense Association
ChadAssociation pour la Défense des Droits des Consommateurs
COMESA    
Egypt Consumer Protection Agency
Egypt National Telecommunications Regulatory Authority
Gabon Ministere De L'Economie, De L'Emploi, and Du Development Durable
Gambia Consumer Protection Association of the Gambia
Ghana Ministry of Trade and Industry
INTERPOL
Kenya Competition Authority
Malawi Competition and Fair Trading Commission
Namibia Department of Trade and Industry - Office of Consumer Protection
Namibia Competition Commission
Namibian Consumers' Association
Niger Association des Consommateurs du Niger
Nigeria Consumer Protection Council
Nigeria Consumer Protection Organization of Nigeria
Nigeria Economic and Financial Crimes Commission
Rwanda Ad Unguem Consultancies
Rwanda Consumers' Rights Protection Agency
Senegal Association pour la Défense de l'Environnement et des Consommateurs
Seychelles Fair Trading Commission
South Africa National Consumer Commission
South Africa National Consumer Forum
South Africa National Credit Regulator
South Africa Nelson Mandela Metropolitan University
South Africa RBB Economics
South Africa National Consumer Tribunal
Swaziland Competition Commission
UNCTAD
Tanzania Department of Consumer Education
Tanzania Energy and Water Regulatory Authority - Consumer Consultative Council
Tanzania Fair Competition Commission
Tanzania Surface and Marine Transport Regulatory Authority - Consumer Consultative Council
Tanzania Civil Aviation Authority - Consumer Consultative Council
Tanzania Communication Regulatory Authority - Consumer Consultative Council
Togolese Consumer Association - Association Togolaise des Consommateurs
Uganda Consumer Education Trust
Uganda  Communications Commission
United States Federal Trade Commission
Zambia  Competition and Consumer Protection Commission
Zambia Centre for Trade Policy
Zambia Consumer Unity Trust Society
Zambia  Zambia Consumer Association
Zambia  Zambia Information & Communication Technology Authority
Zimbabwe   Competition and Tariff Commission

Tanzanian networks join consumers in SIM card tax battle

Susan Mwenesi; 10th.October.2013
The High Court of Tanzania has allowed five major network operators to join the constitutional case brought by the the Tanzania Consumers Advocacy Society (TCAS) petitioning against the law requiring monthly deductions of TZS1,000 (US$0.62) from subscribers.

HumanIPO reported in July the Tanzanian government had approved the new monthly tax on SIM card users. The Daily News now reports a panel of judges were in favour of Vodacom Tanzania, Airtel Tanzania, MIC Tanzania, Zanzibar Telecommunications and Tanzania Telecommunications Company being included in the case already lodged by TCAS.

The decision overruled the previous objection over their inclusion by the attorney general.
“We overrule the preliminary objection and hereby order the applicants (five companies) be added in the petition as prayed,” judges Aloycius Mujulizi, Lawrence Kaduri and Salvatory Bongole ruled.
TCAS is challenging the 2013 Finance Act, which requires subscribers to pay the monthly fee for services, with the group saying the law is unconstitutional. The attorney general and the minister for finance are the respondents in the case.
Following the court’s ruling, the judges adjourned the matter until October 21.2013

Source;

'PHONE INTERCEPTIONS: TANZANIA TO LAND IN COURT?


Written by MNAKU MBANI   
Friday, 27 June 2014 13:27

THE Tanzania Consumer Advocacy Society (TCAS) says that it is expected to collect enough evidence to sue the Government in Dar for intercepting customers data and voice in the mobile telecommunications sub-sector.
The TCAS executive director, Bernard Kihiyo, told Business Times that the Society is preparing to issue a 90-day notice of the intended legal proceedings to the Government accordingly, while it proceeds to collect evidence from at least 30 victims of the alleged interceptions.
Kihiyo was responding to a recent report by the UK-based Vodafone which revealed that Tanzania was fourth in the number of 'phone interceptions among the reported countries with many data and voice interceptions!
The British company said wires had been connected directly to its networks and those of other telecoms groups, thereby enabling agencies to listen to and/or record live conversations – and, in certain cases, track the whereabouts of a customer.
In the event, British privacy campaigners said the revelations were a "nightmare scenario" that confirmed their worst fears on the extent of snooping. “For governments to access phone calls at the flick of a switch is unprecedented and terrifying,” they said.
In about six of the countries in which Vodafone operates, local laws either oblige telecoms operators to install direct access pipes, or allow governments to do so.
The company – which owns mobile and fixed broadband networks, including the former Cable & Wireless business – has not named the countries involved because certain regimes could retaliate by imprisoning its staff!
“However, in every country in which we operate, we have to abide by the laws of those countries requiring us to disclose information about our customers to law enforcement agencies or other government authorities, or to block or restrict access to certain services,” says Vodafone.
Published earlier this month, the Vodafone report further reveals that, during last year alone, Tanzania reported 75,938 interceptions of contents, which included both voice and data communications!
“We are expecting to serve the 90-day notice and invite victims of interception before proceeding to the Attorney-General (AG),” TCAS's Kihiyo  told Business Times in a telephone interview.
“If the 90-day period will pass without the Government giving out clear reasons why it is violating the (national) Constitution, we will log our demands at the High Court” of Tanzania, he said.
Kihiyo further stated that data and voice interception was against Article 16, Sections 1 and 2 of the Constitution of the United Republic and, as such, this was of great concern to consumers.
Article 16 provides that 'every person is entitled to respect and protection of his person, the privacy of his own person, his family and of his matrimonial life, and respect and protection of his residence and private communications.’

This protection of private communications would include emails, short-message services (SMSs), mail and telephone conversations.

“This is the ticking time-bomb expected to explode,” Kihiyo stresses.

However, Tanzania is allowed to intercept customers’ data and voice communications in accordance with the The National Security Act; the Prevention of Terrorism Act, and the Criminal Procedure Act.

“All of these laws have been enacted against Article 16 of the Constitution, which protects personal privacy, and we need to look on the other side of the coin,” he stated.

Surprisingly, though, the Electronic & Postal Communications Act (EPoCA-2010) does not specifically make provision for interception of customer communications.

However, the existence of interception powers can be implied from Section 120 of the Act which states that 'no person, without lawful authority under the EPOCA or any other written law, can intercept, attempt to intercept, or procure any other person to intercept or attempt to intercept any communications.'

'An application must be made under ‘any other law’ to the Director of Public Prosecutions (DPP) for authorization to intercept or listen to any customer communication transmitted or received,' the EPOCA elaborates.

Only public officers, or an officer appointed by the Tanzania Telecommunications Regulatory Authority (TCRA) and authorized by the Ministry of Science & Technology, as well as the Ministry of Home Affairs, may be permitted to intercept such communications.

The EPOCA stipulates that subscriber information be kept within the TCRA. The TCRA shall take charge of the monitoring and supervising of the information so stored.

The Tanzania Intelligence & Security Services Act [Cap 406 of the Laws of Tanzania, Revised Edition 2002] charges the Tanzania Intelligence & Security Service with the duty to collect information by investigation or otherwise, to the extent that it is strictly necessary, and analyze and retain, information and intelligence in respect of activities that may on reasonable grounds be suspected of constituting a threat to the security of Tanzania, or any part of it.

The 1977 Constitution of the United Republic of Tanzania as amended from time to time provides the Parliament with the power to enact and enable measures to be taken during a state of emergency or in normal times in relation to persons who are believed to engage in activities which endanger or prejudice the security of the nation.
However, Vodafone has admitted that these laws are designed to protect national security and public safety; to prevent or investigate crime and terrorism.
In any case, the agencies and authorities that invoke those laws insist that the information demanded from communications operators such as Vodafone is essential to their work.
“Refusal to comply with a country’s laws is not an option. If we do not comply with a lawful demand for assistance, Governments can revoke our license to operate, thus preventing us from providing services to our customers,” Vodafone says in its report.
“Our employees who live and work in the country concerned may also be at risk of criminal sanctions, including imprisonment. We, therefore, have to balance our responsibilities between respecting our customers’ right to privacy against our legal obligation to respond to the authorities’ lawful demands... As well as our duty of care to our employees – recognizing throughout our broader responsibilities as a corporate citizen to protect the public and prevent harm.

SOURCE; @ The Business Times

Govt set to review consumer standards contracts


The government has said it is set to review regulations that govern consumer standard forms contracts in order to protect the rights of its people.

Speaking to this paper at the 38th Dar es Salaam International Trade Fair (DITF) Joshua Msoma, Senior Consumer Protection Officer at the Fair Competition Commission (FCC) said the exercise will be carried out soon after the Industry and Trade minister has endorsed the regulations.

He said once reviewed, the forms would protect the consumers against the violations they encounter when purchasing goods and services. “There are some businessmen who tell their consumers that goods once sold they are not returnable. This is absolutely not fair," he said.

According to him, consumers have the right to question or get from the seller anything they purchase without any restrictions. Consumer protection is derived from articles 11, 14 and 18 of the Constitution of Tanzania, 1977 which recognize consumers’ rights and their protection roles.

There are legislation enacted to serve various matters but also protect the consumers, he said. He mentioned them as the Fair Competition Act 2003, Merchandise Marks Act 1963, Standards Act 1975, Weights and Measures Act 1982, Occupational Health and Safety and the Food, Drugs and Cosmetics Act 2003. The FCC official said the consumer is obliged to understand the Fair Competition Act and how it can help him in pursuing their rights and remedies.

He urged consumers to be alert and question the price and quality of goods and services availed to ensure that they are fairly treated in business transactions.

Msoma said consumers need to search and use available information before any purchase to ensure they always make informed and responsible decisions pertaining to their choice of goods and services. He added that they have to fight for quality through effective complaints and refuse to accept shoddy workmanship.

According to him, there are a number of consumer protections provision in the Fair Completion Act which need to be adhered to. Some of them are protection against price fixing, output restrictions and collective boycotts between competitors, which might affect their rights.

According to Benard Elia Kihiyo, a consumer activist, the government in collaboration with consumer advocacy organizations must educate the public on consumers’ rights which are awfully low. He said such a campaign should be conducted in primary and secondary schools because students are rightly placed to deliver the message to other people on the rights of consumers, including policy makers.

Kihiyo, who is also the executive director of Tanzania Consumer Advocacy Society (TCAS) said few years ago the organization conducted a survey in five regions which showed that the level of awareness of consumers’ rights in Tanzania was very low. Dar es Salaam, which is the most populous urban area, he said, is leading in lack of the consumers’ rights awareness.

“We believe these campaigns, will increase consumers’ understanding of their rights and will build their ability to claim for them,” he noted. “On the other hand, their efforts will make their voices to be heard, and because there will be high awareness among them, this would attract responsiveness on their needs and interests,” he said.
Source; The Guardian http://www.ippmedia.com/frontend/index.php?l=69773 

Friday, December 9, 2011

Barclays increases charges on basic accounts

By  James Hall, 6:26, Thursday 8 December 2011 Yahoo News
Barclays Bank (NYSE: BCS-PA - news) has trebled the potential fines that around a million of its poorest customers will pay if they try to withdraw money they do not have.

Under changes that will come into force next March, holders of Barclays’ most basic Cash Card bank accounts will be charged up to £24 a day if they have insufficient funds to cover direct debit withdrawals from their account. The maximum daily fine is currently £8.

Consumer groups said that the new rules could put people off opening bank accounts and mark a “backward step” for hard-pressed savers.

The bank’s Cash Card account is a no-frills account designed for savers on low incomes. The accounts do not have an overdraft facility. Although Barclays does not disclose how many Cash Card customers it has, industry experts estimate the figure to be around 1 million.

Under current rules, a customer is charged £8 a day if there are insufficient funds to cover direct debit payments going out of his or her account. This £8 is the daily maximum fine, no matter how many direct debit withdrawal attempts are made on the account.

From the spring, Barclays (LSE: BARC.L - news) will lift the cap so that customers are charged £8 every time that a withdrawal is attempted, up to a maximum of three times. This takes the total possible daily fine to £24.

In other changes, Barclays will stop sending out monthly paper statements and replace them with statements four times a year. However at the same time it will stop charging for text message alerts telling customers when they are running out of money. At the moment these cost £2 a month.

Oliver Morgans, financial services expert at Consumer Focus, the watchdog, said that the changes are a “backward step” that could increase financial exclusion among the poorest people in society.

“The Government already faces an uphill struggle to persuade customers to sign up to a bank account when many people distrust banks and the charges they make. These changes will make that hill even harder to climb,” said Mr Morgans.
“Living without a bank account can make it hard to live in the twenty-first century and can create financial penalties for the households who can least afford it,” he said.
Consumer Focus said that banks need to introduce minimum standards on their basic accounts to stop the UK’s poorest savers being hit by further changes. Recently Royal Bank of Scotland changed its policy so that its 1.1 million basic bank account customers can only withdraw cash at RBS’s cashpoints and not those of other banks.
A Barclays spokesman said that the changes have been made so that running the accounts remain “financially sustainable” from a business point of view.
The spokesman said: “Barclays Cash Card account is and remains the leading basic bank account in the market across the range of features it offers and levels of charging. We want to ensure this product remains financially sustainable so that we can continue to help those at risk of financial exclusion gain access to banking.”
He added that the changes it is making are based on “solid research of our customer base and Citizens Advice Bureau clients”.

More finance stories from telegraph.co.uk

Wednesday, June 22, 2011

19th CI WORLD CONGRESS 3rd-6th MAY, 2011- HONG KONG

TCAS’S APPRECIATION FOR RECEIVED SPONSORSHIP TO ATTEND

I Bernard Elia Kihiyo, the Executive Director of Tanzania Consumer Advocacy Society (TCAS); would like to take this opportunity to sincerely thank the CI, Finnish Ministry of Foreign Affairs and the Hong Kong Consumer Council (HKCC) for paving the way for my organization to attend the 19th CI World Congress (CIWC) in Hong Kong. Personally I felt honored to have been selected for this sponsorship and profoundly humbled to meet Consumer leaders from over 700 delegates from more than 60 countries.
                     
The generosity of the host (HKCC) and the dedication to train, support and empower professionals in the field of “Empowering Tomorrow’s Consumers’’ by all facilitators were beyond compare, to me the experience at CIWC is fantastic!, so powerful, so growthful in-me, in a way it is indescribable and hard to compare to other experiences I had on consumer movement since TCAS was established in July.2007.

For instance I attended various hot topics/fringe sessions/key addresses/ plenary/sub plenary; and I learned so much from observing and being a part of a wide variety of discussions as per below;-

1. Empowering consumers in the green economy
2. Sustainable Consumption - Time for action
3. National campaigning workshop on junk food
4. Should all roads lead to Rio 2012?
5. Consumer rights and corporate responsibility
6. Safe and nutritious food for all
7. Food safety: defining our campaign targets
8. The role of standards in providing consumer protection
9. How ISO 26000 can be used by consumer groups
10. The fight for fair financial services
11. Consumer over-indebtedness: the search for effective solutions
12. Consumer rights in the digital world: privacy, access and activism
13. CIWC Gala dinner

Since this was my first CIWC I thought I didn’t know more of what to expect, but maybe I should have guessed because CIWC defies expectation and that is “Empowering Tomorrow’s Consumers’’ and truly, It proved to be a learning experience I could have never predicted, with this I can proudly say I have been empowered hence I will transform/share the same to TCAS’s staff, put the same into day to day engagements and campaigns; definitely tomorrow consumers in Tanzania will be empowered too.
                     
Throughout the CIWC-Hong Kong I met unique individuals from all over the world with various perspectives and ideas different than my own, pushing me to think and feel in ways unforeseen. For instance the unforgotten keynote addresses from the former CI’s president Samuel Ochieng, the current CI President Jim Guest, and CEO of Consumers Union of USA, M/s Connie Lau the CEO of Hong Kong Consumer Council (HKCC), Acting Director General – M/S Helen McCallum, speech by Anthony Cheung - HKCC Chairman, speech by Chief Executive Hon Donald Tsang of HK SAR, the video address by the French Finance Minister and chair of the G20 finance ministers in 2011, Christine Lagarde, Susan L. Rutledge-Consumer Protection WB, Norma McCormick, Chair of COPOLCO, Gerd Leonhard, CEO of The Futures Agency, Former CI President Anwar Fazal, and many others the list is too long.

The price of the CIWC is quantifiable, yet my time in Hong Kong could not be so well defined, I believe the value is beyond the time and the dollars that were typically associated with the Congress. The former CI President Anwar Fazal said "train new people or you will have no future," Thank you for sharing your experience at Congress; this does not go unnoticed or unappreciated; because of this opportunity I will look back upon my adulthood as an old man grateful to you for making me the person I wanted to become a better consumer activist in Tanzania and the world at large.

While CI, Consumers Union of USA, and CHOICE -Australia are 50years and beyond, SNNC – Sweden is 100 years old while TCAS is approaching 5 years old in 12th.July.2011 in TCAS, we still have a feeling that we will never get these types of opportunity in Tanzania, Africa, Europe, America or elsewhere than under the parasol of CI; please accept our utmost gratitude for the opportunity given and for accepting TCAS into CI affiliate membership; TCAS management is working so hard to qualify for a full CI’s membership.

Kindly continue to be essential partners and supporters for TCAS for years to come hopeful, ‘’Tanzania Consumer Advocacy Society’’ will celebrate 50 years in consumer movement in year 2057.

Regards
Bernard E. Kihiyo

Sunday, April 24, 2011

TANZANIA CONSUMER ADVOCACY SOCIETY: £1 Stores Can Cost You More

TANZANIA CONSUMER ADVOCACY SOCIETY: £1 Stores Can Cost You More

£1 Stores Can Cost You More

By; Amanda Hall-Davis, 14:14, Thursday 21 April 2011
Yahoo News

More than 700 £1 shops have appeared on the high streets in the UK, but are you really getting value for your coin? These shops are getting plenty of publicity: High-profile footballers like Frank Lampard have been spotted browsing £1 shop aisles; Wag Alex Gerrard wants to work in one and the Feltham branch even has an alcohol licence.

But are consumers just being mislead with inferior products and poor-quality imported brands? Are they even getting value for money? A look at current prices shows a string of products — including Carex hand wash and Radox shower gel — are cheaper at Tescos than Poundland, thanks to discounts at the supermarket. While that's temporary reduction at Tesco, supermarkets always have something discount — and you can check offers online.

So we took 10 top everyday grocery products and compared their value (on both quality and price) in the £1 shops to the major high-street supermarkets.

[See also 17 things you should never spend more than £1 on]

£1 shop price comparisons

The price of groceries is soaring at an alarming pace, and this may be part of what's sending consumers to discount stores. As pound stores continue to expand their selection of goods, battle lines are drawn against the high street supermarkets.

Shoppers at Poundland noted good bargains on items like washing powder and branded shampoo, but many were unconvinced about buying fresh food, produce and clothing.

We compared 10 everyday grocery items in both branded and non-branded products at Poundland against a major high street supermarket. We also compared the quantity, the branding, the sourcing and use-by dates for products at each store.

Selection

In shopping at Poundland for staple products like milk, eggs, bacon, bread and cheese, we found selection to be a problem; it was limited to only two choices of semi-skimmed and full fat two litre milk, compared with 49 varieties in the major supermarket.

In Poundland, one non-branded type of egg was sold as nine in a box compared with 21 varieties and the minimum being six in a box at the supermarket. In the supermarket aisles, there was a selection of 38 types of bacon whereas only one type was on the shelves in Poundland - although it cost only about third of what you would pay at the supermarket.

Similarly, more than 300 types of cheese and 200 kinds of bread are on sale in the supermarket. There is one type on offer in Poundland. Sugar and tea bags come in one variety at Poundland - although the teabags are branded. On the supermarket shelves there are 44 types of sugar and more than 70 choices of teabags.

Any major supermarket offers much more variety than Poundland; however, this level of selection may be more than most people need.

[See also: 10 ways to save at the supermarket]

Branding

In addition, all the staple products in Poundland come from lesser-known UK — you won't see many of the major brands that are advertised on TV or found in the supermarket.

Use-by dates

In addition to limited variety, the use by dates were slightly shorter at Poundland, although the goods were fresh and the eggs marked with the British Lion Quality stamp, ensuring the highest standards of food safety. Because Poundland tends to put more emphasis on packaged goods, these dates are less of an issue for shoppers.

Price

Assuming that shoppers bought weekly staple items including two litres of milk, one box of eggs, bacon, bread, cheese and teabags, the total difference in price for staple items between the average supermarket and Poundland was around £3.77.

This means that if you were to swap your weekly supermarket staples for Poundland goods you would save more than £190 a year.

Household products from toilet rolls, toothpaste and washing powder were comparable, although the branded toothpaste was over twice the price in the major supermarket.

Better value?

If you aren't too picky about what you buy, Poundland can definitely provide value on grocery items. This comes at the cost of selection and branding, but for budget shoppers who are looking to buy their staples at the lowest possible price, this should not be an issue, as items at store were still of comparable quality and freshness to supermarket items.

David Coxon, trading director of Poundland said that the store "offers its customers value for just £1, on over 10,000 products", including everyday essentials and seasonal products, along with some top brands.

He also noted that Poundland would be opening at least 50 more stores in 2011 to 2012. This suggests that consumers are finding value at these stores as well.

The bottom line

Don't just assume that prices are cheaper at the pound stores. In some cases, it could pay to shop around for supermarket reductions and special offers to compare with pound store items — particularly if you are looking for a specific product or brand.

Pound stores may be a new addition to a budget-conscious shopper's arsenal, but not every item was cheaper or of comparable quality to what you would find at a supermarket, so you still need to keep your wits about you.

Source: http://uk.finance.yahoo.com/news/-1-stores-cost-yahoofinanceuk-1810927014.html